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Now You Will Get 5 Lakh Account! UP Government’s “Mukhyamantri Yuva Udyami Abhiyan Yojana” Best CMO Scheme!

Mukhyamantri Yuva Udyami Abhiyan Yojana: Looking to start your own business? UP Government’s Mukhyamantri Yuva Udyami Abhiyan Yojana offers ₹5 lakh interest-free loans with no guarantee. Learn eligibility, documents, benefits & how to apply here.


Mukhyamantri Yuva Udyami Abhiyan Yojana

Introduction: A Golden Opportunity for Young Entrepreneurs

The Mukhyamantri Yuva Udyami Abhiyan Yojana launched by the Uttar Pradesh government is a game-changer for young people who want to start their own businesses. Through this scheme, eligible youth can get interest-free loans of up to ₹5 lakh without providing any collateral or guarantee.

The aim? To empower and support over 1 lakh young entrepreneurs every year by promoting self-employment and startup culture in Uttar Pradesh. Whether you’re in a village or a city, if you have a solid business idea and a skill certificate, this scheme could be your chance to shine.


Who is Eligible?

To apply for the Mukhyamantri Yuva Udyami Abhiyan Yojana, you need to meet these criteria:

  • Age: Between 21 and 40 years
  • Education: Minimum 8th-grade pass
  • Skill Certification: A certificate, diploma, or degree from a recognized institute
  • No Double Benefit: You should not be availing of any other central or state government subsidy scheme, except for the PM SVANidhi Yojana

Required Documents

Here’s what you need to apply:

Skill Documents:

  • Skill or training certificate
  • Computer training certificate (if applicable)
  • ITI certificate (if applicable)

Project Documents:

  • Business/project report
  • GST Registration (optional)
  • Udyam Registration (optional)

Personal Documents:

  • PAN card
  • Age proof
  • Education certificate
  • Passport-size photograph
  • Address proof (verified by village head/councillor)
  • Bank passbook (first-page copy)
  • Notarized affidavit
  • Signature sample

Mukhyamantri Yuva Udyami Abhiyan Yojana

Benefits of Mukhyamantri Yuva Udyami Abhiyan Yojana

Let’s look at the top benefits you get:

Interest-Free Loan up to ₹5 Lakh
You don’t have to pay any interest on your business loan.

No Guarantee or Collateral Required
Yes, you heard that right — no need for property papers or a guarantor.

10% Margin Money Grant
The government will give 10% of your project cost as a free grant.

Support for 1 Lakh Youth Annually
Over 10 lakh youth will benefit in the next 10 years.


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How to Apply?

You can apply online or offline.

Online Application Steps:

  1. Visit the official UP MSME portal: https://msme.up.gov.in
  2. Register yourself and fill in the application form.
  3. Upload all the required documents.
  4. Submit your form.
  5. The concerned bank and department will review your application.
  6. If approved, the loan amount will be transferred directly to your bank account.

Offline Method:
Visit your District Industries Center or Entrepreneurship Promotion Office. The staff there will guide you step by step through the application.


FAQs

Q1: Who can apply for this scheme?
Any Uttar Pradesh resident aged 21–40 with minimum 8th-grade education and a skill certificate.

Q2: Do I need to provide collateral or a guarantor?
No. The scheme offers completely collateral-free loans.

Q3: What if I’m already getting help from another government scheme?
If you’re already receiving any interest or capital subsidy from another scheme (except PM SVANidhi), you’re not eligible.

Q4: Is there any interest on the loan?
No. It’s a 100% interest-free loan.


Your Business Dream Starts Here

If you’ve ever dreamed of starting your own business but felt stuck because of money issues — this is your golden ticket. The Mukhyamantri Yuva Udyami Abhiyan Yojana is not just a loan scheme, it’s a launchpad for your future. With zero interest, no collateral, and full government support, you’ve got nothing to lose. 👉 So, what are you waiting for? Gather your documents, create your business plan, and apply today!

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